one direct

lo-doc stands for low documentation. lo-doc is a great option for self-employed people who meet certain criteria but may not have the kind of documentation that is required to apply for a traditional home loan.

At one direct, we don't believe that being self-employed should be a barrier to owning a home or investing in property. That's why we offer our lo-doc customers the same great low rates as our regular customers, plus no loan approval, ongoing or redraw fees.

With lo-doc, you can borrow up to 60% of the value of the secured property. Better still, you can use up to 50% of your loan for Business related purposes.

Lo-doc is available to PAYE and non-PAYE applicants and the maximum aggregate lending limit for lo-doc customers is $2,500,000.

To find out more, call and talk to a Dedicated Lending Specialist when it suits you. We're here 7 days a week between 8am and 9pm AEST.