one direct

This calculator is based on the interest rate and fees that you enter for each of the loans. The calculator’s results will be expressed as a percentage value so they can be easily compared. It is important that you enter all known details into the calculator to ensure that the results provided are as accurate as possible. Please refer to the FAQs for a description of terms used in the calculator, and an explanation of what the Comparison Rate includes.

Enter loan details
Loan Amount	$
Loan Term		30 Years 29 Years 28 Years 27 Years 26 Years 25 Years 24 Years 23 Years 22 Years 21 Years 20 Years 19 Years 18 Years 17 Years 16 Years 15 Years 14 Years 13 Years 12 Years 11 Years 10 Years 9 Years 8 Years 7 Years 6 Years 5 Years 4 Years 3 Years 2 Years 1 Year 6 Months

Choose loans to compare
Loan 1 Please select one direct variable loan one direct 1 yr fixed loan one direct 2 yr fixed loan one direct 3 yr fixed loan one direct 4 yr fixed loan one direct 5 yr fixed loan one direct equity loan Loan from another lender	Loan 2 Please select one direct variable loan one direct 1 yr fixed loan one direct 2 yr fixed loan one direct 3 yr fixed loan one direct 4 yr fixed loan one direct 5 yr fixed loan one direct equity loan Loan from another lender

Enter loan terms and interest rates to compare
	Loan 1		Loan 2
Initial Term	30 Years 29 Years 28 Years 27 Years 26 Years 25 Years 24 Years 23 Years 22 Years 21 Years 20 Years 19 Years 18 Years 17 Years 16 Years 15 Years 14 Years 13 Years 12 Years 11 Years 10 Years 9 Years 8 Years 7 Years 6 Years 5 Years 4 Years 3 Years 2 Years 1 Year 6 Months %		30 Years 29 Years 28 Years 27 Years 26 Years 25 Years 24 Years 23 Years 22 Years 21 Years 20 Years 19 Years 18 Years 17 Years 16 Years 15 Years 14 Years 13 Years 12 Years 11 Years 10 Years 9 Years 8 Years 7 Years 6 Years 5 Years 4 Years 3 Years 2 Years 1 Year 6 Months %
Remaining Term (if applicable)	%		%
Loan Approval Fee	$		$
Additional Upfront Fees (i.e. Valuation or security fees)	$		$
Ongoing Administration Fee	$ Monthly Quarterly Half Yearly Yearly		$ Monthly Quarterly Half Yearly Yearly

It's also important to consider the features of a loan rather than just the interest rate when comparing loans. With all one direct home loans there are

• No application fees
• No monthly fees
• No redraw fees
• As well as repayment flexibility and money-saving features such as redraw.

All of these features can make a huge difference to the final cost of a loan.

For further information about the Comparison Rate call 1800 198 978 or read our Frequently Asked Questions.

WARNING: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.

Important Information:

The one direct Comparison Rate Calculator is for information purposes only. It provides a Comparison Rate based on information entered by the user.

Interest rates and fees on one direct products are based on information available at the time of publishing. one direct may vary its interest rates and fee structure from time to time.

The Comparison Rate, which is calculated, is not a quote and is not binding in any way on either one direct or the user.

one direct does not store the information provided in this calculator.