This is a web site operated on behalf of one direct under the domain name "www.onedirect.com.au" ("one direct web site"). References to "we", "us" or "our" in this web site terms of use mean one direct and Australia and New Zealand Banking Group Limited (ANZ) and its related bodies corporate. Your use of the information, graphics and materials on the one direct web site ("Material on this web site") is governed by these terms of use and the privacy and security statement.
In addition to the terms contained in this document, there are also specific terms which form part of the terms of use and govern your use of, and access to, certain sections of the one direct web site. Since you are also bound by these additional terms, you should review them wherever they are accessible by you on the one direct web site.
The one direct web site may contain links to other web sites operated by third parties ("third party web sites"). We do not endorse, or approve of the operators of third party web sites, or the information, graphics and material on those third party web sites ("third party material").
Subject to any applicable law which cannot be excluded, we make no warranties or representations:
When you follow a link on the one direct web site, material at a third party web site may be displayed in your browser framed by material on this web site. This material is also third party material for the purpose of these terms of use.
All offers to sell and statements relating to goods and services available on third party web sites are the responsibility of and given by the third party web site operator. In so far as such offers and statements are made on the one direct web site, such offers and statements are made by us on behalf of the operator. We expressly disclaim acting in any other respect on behalf of third party web site operators.
We may receive payments from operators of third party web sites in relation to goods or services supplied by the operator as a result of you linking to the third party web site from the one direct web site.
Unless otherwise indicated software downloads available via links from the one direct web site are third party products. These products may be subject to a license agreement between you and the relevant product owner. To the extent permitted by law, we accept no liability in respect of such third party products and we provide no warranty and give no endorsement in respect of such products or any party connected with them. We do, however, welcome your feedback or suggestions concerning these products.
one direct product information and supply
Material on this web site may contain general information about one direct products and services. Unless expressly stated otherwise, this information:
For further information about a particular product or service please complete the e-form on the product or service page. All applications for credit are subject to one directs normal credit approval criteria.
Unless expressly agreed otherwise products and services offered on the one direct web site will be provided only to Australian residents. These products and services are generally not available to non-Australian residents because they may not comply with non-Australian laws.
While we have made every effort to ensure that information is free from error, we do not warrant the accuracy, adequacy or completeness of material on this web site. All information is subject to change without notice. We recommend that you seek independent advice before acting upon material on this web site or third party material. We do not guarantee that the one direct web site or third party web sites will be free from viruses, or that access to the one direct web site or third party web sites will be uninterrupted.
Subject to any responsibilities implied by law and which cannot be excluded, we are not liable to you for any losses, damages, liabilities, claims and expenses (including but not limited to legal costs and defense or settlement costs) whatsoever arising out of or referable to material on the one direct web site or to third party material, whether in contract, tort including negligence, statute or otherwise.
Our liability for a breach of a condition or warranty implied by law or otherwise, and which cannot be excluded, is limited to the extent possible, at one direct's option, to:
These terms of use (and the agreement constituted by your use of the information, graphics and materials on the one direct web site) and your access to the one direct web site may be terminated at any time by us without notice. All restrictions, licenses granted by you and all disclaimers and limitations of liability by us will survive termination, however, you will no longer be authorised to access the one direct web site.
Unless expressly agreed otherwise the applicable law is the law of the State of Victoria, Australia.
Except where necessary for viewing the material on this web site on your browser, or as permitted under the Copyright Act 1968 (Cth) or other applicable laws or these terms of use, no material on this web site may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the specific written consent of one direct.
Linking to one direct web site
Please contact one direct if you would like to place a link to any part of the one direct web site.
Acceptance and changes to terms of use
You acknowledge and accept that your use of the one direct Web Site indicates your acceptance of these terms of use and the privacy and security statement.
These are the current terms of use. They replace any other terms of use for the one direct web site published on the one direct web site to date. We may at any time vary the terms of use by publishing the varied terms of use on the one direct web site. You accept that by doing this, one direct has provided you with sufficient notice of the variation.
We reserve any rights not expressly granted in these terms of use.
Date of Publication - 26th June 2006