one direct

Pay less and get more with one direct

one direct brings savings, loan and insurance direct to you to save you time and money.

We're accessible any time of the day online, and any day of the week over the phone between 8am and 7pm (AEST). That means we have no branches and low operating costs, so we can pass the savings on to our customers in the form of great rates and low fees - without sacrificing service.

Whatever your needs, with one direct you will have:

  • Outstanding service - with your own dedicated, highly trained, Australian-based consultant to manage your account set-up from start to finish. Find out more about the one direct team.
  • Accessibility - 24/7 access online, and 7 days a week between 8am and 7pm (AEST) on the phone. Call or email us whenever it suits you or, if you prefer, make an appointment for us to call you.

Home Loans

Get more value from your home loan.

6.97% p.a.* variable interest rate & comparison rate.

We've cut out the branches and passed the cost savings back to you. Choose from fixed, variable, equity, split or low-doc loans, all at a great low rate no matter how much you borrow. No loan approval, monthly account keeping or redraw fees so you can own your property sooner.

Start saving. Apply today.


Savings

Get more interest on your savings.

Variable rate 6.50% p.a.^

The one direct high interest saver gives you a great rate every day and all the features you need. Plus there's no one direct fees, no minimum balance and no fixed term so you can reach your goal faster.

Start saving. Apply today.


Home Insurance

Get more peace of mind.

one direct offers smart, simple protection for your investment. Choose cover for buildings, contents or both.

Read more about one direct Home Insurance.


3 steps to a one direct home loan
See the steps


^Rate is subject to change. Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read Terms & Conditions (PDF, 224kb) before acquiring the product.

one direct home insurance is issued by CGU Insurance Ltd ABN 27 004 478 371 (CGU).

In arranging this insurance, one direct acts as the agent for CGU and not as your agent. Any advice is general and does not take into account your objectives, financial situation and needs and you should consider whether it is appropriate for you. one direct recommends you read the one direct home insurance product disclosure statement (PDF, 196kb) (which sets out the full details of cover plus explanations and any applicable limits and exclusions) and the Financial Services Guide (PDF, 168kb) before acquiring this product.

*This Comparison Rate is for a loan of $150,000 over 25 years.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
View a comparison rate schedule.

one direct saver is issued by Australia and New Zealand Banking Group Limited ABN 11 005 357 522.

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